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Privacy Notice for Credit Report Authorization
5280 Ltd d.b.a Mile High Auto Brokers licensed under JFR and associates
7216 s eagles nest cir. Littleton, CO, 80127
Nworrell@jfrcars.com
Effective Date: upon submission
Your Privacy Matters to Us
At Mile High Auto Brokers, we respect your privacy and are committed to protecting your personal information. This notice explains how we collect, use, and share your information when you authorize us to obtain your credit report for an auto loan application.
Information We Collect
When you apply for financing, we may collect the following personal information:
• Full Name
• Address
• Date of Birth
• Social Security Number
• Employment and Income Information
• Credit History and Credit Score
• Vehicle Purchase Details
Why We Collect Your Information
We use the information collected to:
• Assess your eligibility for financing.
• Obtain your credit report and credit score.
• Verify your identity and prevent fraud.
• Provide loan options and financing solutions.
• Comply with legal and regulatory requirements.
Who We Share Your Information With
We may share your personal information with:
• Credit reporting agencies (Equifax, Experian, TransUnion) to obtain your credit report.
• Financial institutions, banks, and lenders to secure financing on your behalf.
• Government agencies or law enforcement if required by law.
• Service providers who assist us in processing your application.
We do not sell your personal information to third parties.
Your Rights Under the Colorado Privacy Act (CPA)
As a Colorado resident, you have the right to:
• Access: Request a copy of the personal data we have collected about you.
• Correct: Request corrections to inaccurate information.
• Delete: Request deletion of certain personal data.
• Opt-Out: Limit how your personal information is shared with third parties for non-financing purposes.
How We Protect Your Information
We take reasonable security measures to protect your personal data from unauthorized access, disclosure, and misuse. We limit access to your information only to employees and service providers who need it to process your application.